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Commonly abbreviated to SSDI, Social Security Disability Insurance is a program from the Social Security Administration that provides income to people who are physically or mentally restricted from employment opportunities because of a disability. These benefits can be either temporary or permanent, depending on the nature of the condition and how it affects the person in question.
These benefits can be very helpful for disabled people and their families, often proving life-changing thanks to the income that they provide. However, like a lot of other government programs and help mechanisms, the SSDI application process can often be difficult to navigate, especially without the right help. Let’s take a closer look at who is eligible for Social Security Disability Insurance and what the application process can look like.
Who Gets SSDI?
Unlike the Supplemental Security Income, another similar program provided by the Social Security Administration, the Social Security Disability Insurance is not a means-tested program, meaning that any disabled person, regardless of income level, can receive SSDI.
SSDI is funded by FICA Social Security payroll taxes. Workers earn SSDI by accumulating enough work credits throughout their working life. In order to qualify for SSDI, a person must be under full retirement age, have a qualifying severe disability as designated by the Social Security Administration (SSA) that has lasted or is “reasonably anticipated” to last at least twelve months.
Although these programs exist to assist those with disabilities, they aren’t always the most accessible. In fact, it’s very common to hear about denied or incomplete applications, which is when legal assistance might be a good idea. Dealing with denied and incomplete claims can be difficult, which is why our team here at the Law Offices as Maria Mota can help you deal with these issues so that you can get the benefits that you deserve.
To learn more about Maria Mota’s practice or to schedule a consultation, call her office at (323) 744-7456 or fill out the contact form on this website. The legal help you’ve been looking for is easily within your reach.
